Lagos signage agency clears staff of fraud, faults him for policy violation

The Lagos State Signage and Advertisement Agency, LASAA, has exonerated one of its staff members, Olukayode John Adetifa, of allegations of fraud that recently circulated on social media, but found him culpable of violating the agency’s “no cash” policy.

In a statement signed by Atinuke Dasilva, Head of Corporate Communications, LASAA stated that an internal investigation revealed that Adetifa, who serves in the agency’s Alimosho office, did not defraud the client, MJ Beauty Salon, as alleged, but mistakenly received payment into his personal account.

DAILY POST had reported that a viral social media post had accused Adetifa of collecting N45,000 via his personal Opay account while issuing a receipt of only N7,100.

However, LASAA clarified that a fact-finding panel discovered that the staff merely assisted the client, who was reportedly unwell, to complete an official online payment for signage registration amounting to N40,000.

According to the agency, the salon owner later corroborated this finding and tendered an apology for the misunderstanding, disowning the viral claim that sparked the controversy.

While noting that the investigation found no evidence of fraudulent intent, LASAA maintained that Adetifa’s conduct breached internal procedures and that he would be subjected to disciplinary action in line with Public Service Rules.

The agency reiterated its commitment to transparency and accountability in service delivery, urging the public to strictly adhere to its “no cash” payment policy and to report any complaints through official communication channels.

Lagos: LASTMA arrests six ‘one-chance’ suspects, clears Ijora Bridge criminal enclave

The Lagos State Traffic Management Authority, LASTMA, has arrested six suspected members of a notorious “one-chance” robbery syndicate believed to be operating under the Ijora Bridge corridor in Lagos.

According to a statement issued by the Director of Public Affairs and Enlightenment at LASTMA, Adebayo Taofiq, the operation was conducted in collaboration with the Nigeria Police Force, Mobile Police, Lagos State Task Force, Lagos State Environmental Sanitation Corps, and the Nigerian Army.

The arrests, carried out on Thursday, October 23, 2025, were part of a joint enforcement operation aimed at clearing illegal garages, makeshift shanties, and criminal hideouts along Apapa Road, Costain, and Ijora under-bridge.

The Special Adviser to Governor Babajide Sanwo-Olu on Transportation, Sola Giwa, said the coordinated exercise demonstrates the government’s zero-tolerance stance on environmental violations and the unlawful occupation of public spaces.

“This operation is part of the Sanwo-Olu administration’s integrated effort to make Lagos safer, cleaner, and more habitable. Criminal elements and illegal occupants still operating beneath bridges and in unauthorized spaces are hereby warned to vacate immediately,” Giwa stated.

During the operation, enforcement teams recovered 77 mobile phones, two POS machines, several wristwatches, and other personal items believed to have been stolen from unsuspecting commuters and pedestrians. Authorities also confiscated multiple kegs of adulterated diesel and over 150 packs of expired plantain chips and cheese balls.

Giwa revealed that the Ijora under-bridge area had become a hub for criminal activities. “The location had evolved into a storage centre for stolen items and contraband. Today’s cleanup has successfully dismantled those hideouts and restored sanity to the corridor,” he said.

In addition to the arrests, more than 120 illegal shanties were demolished, including structures located around St. Peter’s Catholic Nursery and Primary School on Apapa Road.

“By reclaiming these public spaces, we are reinforcing urban discipline and ensuring that vital infrastructure is not converted into criminal shelters,” Giwa added.

The General Manager of LASTMA, Mr Olalekan Bakare-Oki, lauded the collaboration among security and enforcement agencies, describing it as a model of effective inter-agency synergy.

“LASTMA’s responsibility extends beyond traffic management. It includes ensuring public safety, protecting transport corridors, and preventing criminal encroachments on public infrastructure,” Bakare-Oki stated.

He urged Lagos residents to remain vigilant and promptly report suspicious activities to relevant authorities.

The six suspects; Adetunji Bashiru (28), Sulaiman Kada (35), Abubakar Bala (42), Abubakar Ahmed (28), Rasaq Gbadamosi (21), and Ibrahim Yakub (23), have been handed over to law enforcement agencies for further investigation and prosecution.

Varsity founder condemns NECO result rejection

FacilitatorThe Founder and President of Atiba University, Oyo State, James Ojebode, has condemned the alleged refusal of some federal universities to accept the recently released National Examinations Council results from admission seekers.

In a statement on Friday, Ojebode described the development as, “unjust, discriminatory, and inconsistent with the country’s commitment to inclusive and equitable education.”

He lamented that many candidates who applied for admission using ‘Awaiting Results’ were later denied entry after NECO released their results.

Ojebode also described the situation as “a denial of the fundamental right to education and a reflection of administrative insensitivity.”

The varsity founder urged the Federal Ministry of Education, the Joint Admissions and Matriculation Board, and NECO to take immediate action to address the issue.

National Assembly reviews 55 new state proposals

Senate newThe National Assembly has begun discussions on constitutional amendments to create 55 new states and 278 additional local government areas nationwide.

The Deputy Senate President, Barau Jibrin’s Special Adviser on Media and Publicity, Ismail Mudashir, disclosed this in a statement issued in Abuja on Friday.

According to the statement, Barau spoke during the opening of a two-day joint retreat of the Senate and House of Representatives Committees on the Review of the 1999 Constitution in Lagos.

He reaffirmed the legislature’s commitment to delivering “people-centred and timely” amendments to the constitution.

Barau, who also chairs the Senate Committee on Constitution Review, urged lawmakers to work towards fulfilling their promise of transmitting the first set of amendments to the state Houses of Assembly before the end of the year.

“It has been a long journey to bring the Senate and the House of Representatives’ Constitution Amendment proposals that cut across several sections and deal with different subject matters.

“We have been in this process for the past two years, engaging our constituents, critical stakeholders, institutions, civil society organisations, and interest groups in town hall meetings, interactive sessions, and public hearings—harvesting and synthesising views and perspectives, which have ultimately culminated in what we have here today: 69 bills, 55 state creation requests, two boundary adjustments, and 278 local government creation requests,” he added.

Barau noted that the lawmakers were expected to resolve these issues and make recommendations to both chambers, expressing optimism that progress could be achieved within the two-day session.

“It is not going to be a simple task to achieve within two days, but I believe we can do it, especially as we have promised Nigerians that we will deliver the first set of amendments to the State Houses of Assembly before the end of this year,” he added.

While stressing the need for patriotism and unity in the review exercise, Barau urged participants to avoid divisive tendencies.

He said, “We are seated here as one committee. There should be no ‘we’ and ‘them’; we should be guided by the interests of Nigerians. I wish all of us a very fruitful deliberation and hope for recommendations that will meet the approval threshold of the provisions of Section 9 of the Constitution.”

PremiumTrust Bank earns strong GCR ratings

PremiumTrust BankA four-year-old bank, PremiumTrust Bank, has earned an impressive credit rating from Global Credit Ratings, one of Africa’s leading rating agencies.

The bank received an A- (NG) long-term and A2 (NG) short-term rating, a recognition that underscores its strong capitalisation, sound risk management practices, and consistent growth trajectory in Nigeria’s dynamic banking sector.

This was contained in a statement obtained by our correspondent from the bank on Thursday.

According to GCR, the ratings reflect PremiumTrust Bank’s financial resilience, buoyed by a successful equity raise and improved profitability.

The agency commended the Bank’s robust liquidity position and prudent governance framework, both of which continue to support its credit profile amid expansion across Nigeria’s competitive financial landscape.

GCR further noted that the bank’s ratings are anchored by its solid capitalisation metrics, strengthened by an equity injection that enhanced its balance sheet.

The agency also assessed PremiumTrust Bank’s funding and liquidity position positively, highlighting a stable funding structure and a strong liquidity buffer.

Current and savings account deposits accounted for 92.1 per cent of total deposits, resulting in a low cost of funds of 3.8 per cent, while the deposit base remained well-diversified.

The A- (NG) Long-Term Rating indicates low risk, very good financial strength, and excellent operating performance, whereas the A2 (NG) Short-Term Rating denotes fair credit quality and adequate capacity for timely payment of financial commitments.

These assessments showed PremiumTrust Bank’s ability to meet its obligations efficiently while sustaining growth momentum.

In addition to the GCR rating, PremiumTrust Bank also secured A- (NG) Long-Term and A2 (NG) Short-Term ratings from another reputable credit rating agency, DataPro.

The agency’s evaluation took into account the Bank’s earnings profile, liquidity strength, corporate governance, regulatory compliance, and sustainability of its healthy financial outlook over the medium to long term. DataPro described the Long-Term Rating as indicative of low risk and very good financial strength, while the short-term rating reflects Fair Credit Quality and adequate capacity for timely payments.

The statement partly reads, “The ratings highlight PremiumTrust Bank’s financial resilience, following a successful equity raise and enhanced profitability. GCR commended the Bank’s robust liquidity and prudent governance framework, which continue to underpin its credit profile even as it expands across Nigeria’s competitive banking landscape.

“According to GCR, the Bank’s ratings are anchored by its robust capitalisation metrics, strengthened by a successful equity injection. The agency also assessed PremiumTrust Bank’s funding and liquidity position positively, citing a stable funding structure and a sufficiently liquid balance sheet. Current and savings account deposits represented a significant 92.1% of total deposits, translating to a low cost of funds of 3.8%. The deposit base remains well-diversified.

W’Bank to invest $14bn in agric transformation

World-Bank

The World Bank plans to deploy as much as $14 bn to boost global agribusiness by 2030 through a new programme dubbed AgriConnect, part of a broader effort to create jobs and drive inclusive growth in developing economies.

The initiative, announced during the World Bank Group–International Monetary Fund Annual Meetings under the theme “From Sectors to Systems: Building Job-Rich Economies at Scale”, is designed to help shift smallholder farming from subsistence to profit-driven enterprise. The lender says AgriConnect could generate millions of jobs while strengthening food systems and rural economies in low- and middle-income countries.

World Bank President Ajay Banga said the programme marks a major shift in the institution’s approach from financing isolated projects to building entire economic ecosystems that can deliver sustainable job creation.

“We’ve set a target to double our agribusiness commitments to $9bn annually by 2030, aiming to mobilise an additional $5bn,” Banga said at the launch event, AgriConnect: Farms, Firms, and Finance for Jobs.

“This is grounded in what we’ve tested in the field and in lessons borrowed from others. Steal shamelessly and share seamlessly; that is how we succeed together.”

According to the World Bank, family farms, including more than 500 million smallholders, produce about 80 per cent of the world’s food, yet many remain trapped in poverty without access to markets, finance, or modern technology.

The AgriConnect campaign calls on governments, private investors, and donor partners to pool resources to close these gaps and make agriculture a major engine of employment and growth.

The initiative will prioritise investments in infrastructure, digital technology, and policy reforms that help farmers increase productivity, integrate into value chains, and access financing. By doing so, the Bank hopes to strengthen food systems and reduce the risks of unemployment and hunger in rural areas.

Banga emphasised that the jobs agenda remains central to the World Bank’s mission of ending poverty on a liveable planet. With more than one billion young people expected to enter the global workforce over the next decade, he said, the world cannot afford to ignore sectors like agriculture that offer large-scale employment potential.

Beyond AgriConnect, the Annual Meetings featured broad discussions on how to build job-rich economies at scale, bringing together leaders from governments, civil society, and the private sector. The World Bank’s Development Committee, representing all 189 member countries, reaffirmed support for a faster and more effective institution capable of delivering impact with efficiency.

At the sidelines, the Leaders’ Speaker Series featured global voices, including Dr. Mona Mourshed, CEO of Generation, and Dr. Rania Al-Mashat, Egypt’s Minister of Planning and International Cooperation, who shared insights on aligning education, innovation, and policy with job creation goals.

The AgriConnect launch capped a week of engagement that underscored partnership, trust, and collaboration as the bedrock of sustainable development.

“Jobs remain the most reliable route out of poverty,” Banga added. “They provide dignity, stability, and hope. Through AgriConnect, we are connecting the dots between farms, firms, and finance to deliver those opportunities at scale.”

Fidelity Bank extends savings promo

Photo GAIM 6 Prize Presentation GbagadaThe bank explained that the promo targets a broad demographic, including NYSC members, women, children, and small traders, with participation starting from deposits as low as N2,000.

It stated that the draws were supervised by the Federal Competition and Consumer Protection Commission to ensure fairness and transparency.

Each N5,000 deposit qualifies customers for the monthly and grand draws, where N10m, N5m, and N2m will be awarded to the grand prize winner, first runner-up, and second runner-up respectively.

Fidelity Bank added that N47m remains available to be won in upcoming draws, including N30m in the monthly draws and N17m in the grand finale scheduled for December.

In the seventh and eighth monthly draws, 20 customers received N1m each.

Speaking on the development, the bank’s Divisional Head of Product Development, Osita Ede, said the promo’s extension was based on customer feedback.

“They asked for more opportunities to benefit from the promo, and we listened. With management and regulatory consent, we’re thrilled to keep the excitement going for another three months,” he said.

NNPC can increase stake in Dangote refinery — Aliko

Aliko DangoteThe President of the Dangote Group, Alhaji Aliko Dangote, has said the Nigerian National Petroleum Company Limited has the opportunity to increase its 7.2 per cent stake in the Dangote refinery.

However, Dangote said this would happen after he must have proven to the state-owned company what the refinery can do.

Dangote stated this in a recent interview with S&P Global Commodity Insights.

“The door remains open for Nigerian National Petroleum Co. to boost its stake after the state oil company trimmed its interest to 7.2 per cent, but not before its next phase of growth is well underway.

“I want to demonstrate what this refinery can do, then we can sit down and talk,” Dangote was quoted as saying.

A close aide of Dangote was also reported to have said that the company would exert caution before inviting additional participation from NNPC.

Within the next year, he noted that the refining business will list 5–10 per cent of its shares on the Nigerian stock exchange.

“We don’t want to keep more than 65-70 per cent,” Dangote said, explaining that shares will be offered incrementally subject to investor appetite and market depth.

The NNPC had reduced its stake in the Dangote refinery from 20 per cent to 7.2 per cent.

The former spokesperson of the Nigerian National Petroleum Company Limited, Olufemi Soneye, disclosed last year that the state-owned energy firm reduced its stake in the Dangote refinery to invest in compressed natural gas.

Soneye revealed that the NNPC capped its stake at 7.2 per cent instead of 20 per cent to build CNG stations across the nation.

He stated this while featuring on Berekete Family Radio, a video of which was sighted by our correspondent.

He mentioned that the NNPC realised that CNG was more affordable as a better energy alternative for Nigerians, especially during the period of energy transition.

He added that Nigerians could fuel their vehicles with N10,000 when using CNG, compared to petrol.

“The reason for reducing our stake in the Dangote refinery is because we wanted to invest in CNG. We observed that CNG is very cheap, and all over the world, people are investing in clean and cheaper alternative energy.

“That is why the NNPC is building different CNG stations everywhere. We understand that with N10,000, Nigerians can fill their cars and use it for two weeks. We realised that gas is cheaper in Nigeria; why don’t we invest in it?” the former NNPC spokesman said in August 2024.

The new Group Chief Executive Officer of the NNPC, Bayo Ojulari, had recently told Argus Media that NNPC remains committed to increasing its stake in the 650,000-barrel-per-day Dangote refinery.

Many Nigerians were surprised to hear from Dangote in 2024 the the NNPC had trimmed its investment in the refinery to a paltry 7.2 per cent.

PDP crisis deepens as North West leaders reject Turaki as consensus candidate

Leaders of the Peoples Democratic Party, PDP, from the North West zone have rejected the reported adoption of former Minister of Special Duties, Kabiru Tanimu Turaki, as the consensus candidate for the position of National Chairman of the party.

The decision followed reports that northern PDP stakeholders had endorsed Turaki after a meeting led by Adamawa State Governor, Ahmadu Fintiri.

Addressing journalists after a meeting in Abuja, the North West PDP leaders said the purported endorsement did not represent the collective position of stakeholders from the zone.

Speaking on behalf of the group, the party’s National Organising Secretary, Umar Bature, accused Zamfara State Governor Dauda Lawal of acting unilaterally without consulting other leaders.

Bature explained that the governor had initially called for a meeting to deliberate on possible candidates for the chairmanship position zoned to the North West but later postponed it and went ahead to adopt a candidate on his own.

“We want to make it clear that this zone has not adopted anybody as a candidate for the PDP chairmanship. There is a lot of resentment due to lack of consultation among leaders in this zone,” Bature said.

He added that the process was inconsistent with the principle of consensus, stressing that no meeting had been held to decide on a candidate for the region.

The leaders also questioned the credibility of the so-called “open contest” when a candidate had already been handpicked, describing it as a move that undermines internal democracy within the party.

Present at the meeting were Mustapha Lamido, son of former Jigawa State governor Sule Lamido; 2023 Kaduna State governorship candidate Isa Ashiru; 2023 Katsina State candidate Garba Lado; and other party leaders from the zone.

The disagreement is believed to be linked to the ongoing division within the PDP between factions loyal to the Minister of the Federal Capital Territory, Nyesom Wike, and those aligned with the acting National Chairman, Umar Damagum, ahead of the party’s convention.

INEC faces backlash as 2027 campaign posters emerge nationwide despite electoral ban

Political observers and stakeholders have aired their views on the failure of the Independent National Electoral Commission, INEC, to control the activities of political parties in the country.

There is the belief that laws and regulations are hardly followed, with institutions in the country showing weakness or turning the other way when they are to enforce the laws.

INEC’s approach in managing the excesses of these political parties, especially the ruling party, has been widely condemned.

In a recent roundtable organised by the electoral umpire to discuss ways and possible solutions to these challenges, especially that of premature election campaigns in the country, it became clearer to the electorate that INEC has limited powers in handling some of these issues.

The ruling party has been the biggest offender on the prevailing issue, and this was made manifest after Abuja residents woke up to see gigantic billboards all over the city featuring President Bola Tinubu holding his wife, Remi, with a clear message: “Grassroots Support for Tinubu 2027.”

It was the announcement of the President’s second term three years before the next election.

However, the argument is that the President, or any other aspirant, may not have initiated their campaigns themselves; it could have easily come from third parties doing so without clearance from the aspirants to gain recognition or favours whatsoever.

There also lies the possibility of the aspirants’ political opponents launching premature campaigns to make the aspirant appear to be in breach of the rules and regulations.

Meanwhile, another question has been the failure on the part of advertisement regulatory agencies to ask the necessary questions before approving such billboards or to immediately pull them down if they were not approved.

DAILY POST can report that other billboards reading “Tinubu Continuity 2027,” often alongside Governor Umar Namadi, among others, were mounted on major roads and public places across the country.

Apart from this, social media, especially Facebook, X, TikTok, Instagram, and YouTube, has been busy with all sorts of campaigns such as songs, skits, and hashtags that project particular aspirants.

Following INEC’s warning at some point, where the attention of some of the aspirants was called to the reckless abuse of the laws of the land, the Presidency came out to deny sponsoring or having anything to do with the campaign materials.

It also demanded that the campaign materials be taken down immediately, but the Presidency’s demand fell on deaf ears.

DAILY POST can further report that aspirants and their supporters make use of the slightest opportunities to campaign during cultural festivals, book launches, flagging-off or commissioning of projects, religious and other gatherings.

Section 94(1) of the Electoral Act 2022 stipulates: “For the purpose of this Act, the period of campaigning in public by every political party shall commence 150 days before polling day and end 24 hours prior to that day.”

Speaking at the Abuja roundtable, the outgone Chairman of INEC, Mahmood Yakubu, pointed out some challenges and loopholes in the law being exploited by these politicians.

“INEC, as registrar and regulator of political parties, [is expected] to act in the face of the brazen breach of the law on early campaigns. However, the major challenge for the Commission is the law itself. Section 94(2) of the Electoral Act 2022 imposes sanctions, albeit mild (a maximum amount of N500,000 on conviction), on any political party or a person acting on its behalf who engages in campaigns 24 hours before polling day. However, there is no sanction whatsoever concerning breaches for campaigns earlier than 150 days to an election. Here lies the challenge for the Commission in dealing with early campaigns by political parties, prospective candidates, and their supporters,” Mahmood Yakubu said.

Analysts have also questioned another part of the Electoral Act, Section 92(4), which states that “No registered political party in Nigeria, its aspirants, or candidates shall be prevented from holding rallies, processions, or meetings at any time for their constitutional political purposes, and the Police shall, in a consultative manner, resolve any conflict of time and venue between and amongst parties where such arises.”

While all this favours the politicians, there is a call for a much clearer regulatory framework to highlight what constitutes premature or early campaigning to avoid the ambiguities that create loopholes.

Former INEC Chairman, Prof. Attahiru Jega, in a recent presentation, recommended that all election campaign offences, especially premature campaign offences, should be carefully defined, stiff penalties specified, and strictly applied where applicable.

He also said that all candidates and their parties, and especially incumbent officeholders and their political parties, should be vicariously held responsible and penalised for premature campaigns by third parties. EFCC and ICPC should pay special attention to third-party campaigners and thoroughly interrogate their sources of funding.

Professor Jega said that in determining whether candidates’ and parties’ expenditures fall within approved limits, the estimated or determined expenditure by a third-party campaigner for the candidate or party should be taken into consideration.

He said that the Election Management Bodies, such as INEC and the State Independent Electoral Commissions, must work closely and collaboratively to ensure appropriate imposition of sanctions and penalties where necessary.

Making further recommendations, Jega called for the establishment of an Elections Offences Commission and Tribunal, which he said has become even more urgent and important for consideration, and should be addressed in the next round of electoral reforms before the 2027 elections.

Speaking to DAILY POST on the issue of premature election campaigns, the Convener of Situation Room and former Country Director of ActionAid Nigeria, Mrs Ene Obi, lamented that laws, rules, and regulations are not followed in Nigeria.

“Well, you have somebody in authority on election matters that has talked about it, but what does the Constitution say? What is the timeline for the election itself?

“Some people have started posting posters, and others say, yes, the posters are posted by third parties and not by them. They don’t know who is posting them. You hear denials and so on and so forth.

“I think we have a problem with the rule of law. We have a problem with obeying the law. INEC has not announced the timetable yet.

“So is it premature? Or is it not premature? Because INEC has the right to hold them accountable. What are the laws?

“But what should be between one election and the other is a time for the government to show what they are doing, or for the ruling party or those who are leading to show they are worthy of being re-elected.

“What we need to warn against is the use of official time for campaigns. They are going to be using official time, when they’re supposed to be working for the people, for campaigns instead of delivering good governance or democracy.

“So for now, we are watching and waiting to see what INEC would do, when the guidelines will come out, and when the campaign will begin officially.

“If INEC can say it cannot implement or enforce it, then who will enforce it? Who has the regulation? Who has the right to disqualify people? All these things are stated in the law.

“In Nigeria, we don’t keep laws. So what are the rules? What are the current rules that are not working? When we see the violations, we come out and voice them. And that’s why, for the Nigerian Civil Society Situation Room, we look at the laid-down rules.

“That’s why, when INEC is appointing people, you see us coming out, and we call the sections of the law for you. We are not having sanctions. And a country that does not have sanctions, how do they move?

“Even INEC itself, when they are confused on issues, they will tell you to go to court. Even when they are not confused, when it’s very clear for them to make pronouncements, they will tell you to go to court. So who will save us unless citizens rise and stick to the rules, and demand accountability, for people to obey the rules and regulations, and the Constitution of Nigeria.

“And there must be sanctions, like those who have looted the treasury and all of those things. Many of their cases are before the likes of the EFCC, but nobody can take them to court.

“I think we need more civic education. We need people who are patriotic to Nigeria, and that is what is lacking.”

Also speaking to DAILY POST, Yunusa Tanko, the National Coordinator of the Obidient Movement, said the law should be strict on what should be done to offenders.

He accused the government of the day and the ruling party of having broken the rules already, saying, “The government is already doing a campaign. It’s completely against the rules and regulations of the Electoral Act, and so they should be held responsible. I don’t think it’s true when INEC said they lack the powers. The rules are there,” insisting that the Obidient Movement is very careful with the way it goes about pre-election matters as it would not like to be held accountable.

Meanwhile, the National Assembly is proposing moving Nigeria’s next general elections to late 2026, six months earlier than the traditional February 2027 schedule.

The proposal, contained in the Electoral Act (Amendment) Bill 2025, was unveiled on Monday during a joint public hearing organised by the Senate and House Committees on Electoral Matters in Abuja.

The bill, which seeks to repeal the 2022 Electoral Act and enact a new one, has drawn wide input from lawmakers, civil society groups, and electoral stakeholders.

The Senate on Thursday confirmed the nomination of Joash Amupitan as the new Chairman of INEC. He was screened by Senators on Thursday following a request by President Tinubu.

During the screening, the INEC Chairman, among other things, assured that the electoral body would educate Nigerians in a bid to regain the confidence of voters.

The INEC Chairman was appointed to replace Professor Mahmood Yakubu, who has completed his two terms.